A list of approved credit counselors can be found here:
http://www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) protects you from harassment by debt collectors.
Missouri CaseNet
https://www.courts.mo.gov/casenet/base/welcome.do
Missouri Bar Lawyer Referral Service
http://www.mobar.org/LawyerSearch.aspx